Why Choose Krazity?

At Krazity, we know health insurance can feel overwhelming — especially Medicare.

That’s why we make it simple, personal, and CLEAR.


Coverage Made Clear

We break down your options in plain language, so you understand exactly what’s covered.

Care With Compassion

You’re not just a number. We listen, answer questions, and guide you like family.

Here for Every Step

From first enrollment to annual reviews, we’ll make sure your plan always fits your needs.

Trusted Experience

With years of experience in healthcare and insurance, we know what matters most — protecting your health and your peace of mind.

 Local & Accessible

No call centers. No long hold times. Just real people you can reach when you need us.

At Krazity,

our promise is simple:

Insurance that truly cares.

Krazity makes it clear.

We’ll walk you through your doctors, prescriptions, and budget to help you pick the right path — no stress, no confusion.

Medicare Options

SIMPLIFIED

Medicare Part A - Hospital Coverage

Covers 80% of:

  • Inpatient Hospital Stays
  • Skilled Nursing Facility Care
  • Hospice
  • Some Home Health Care

Pro - No premium if you have paid Medicare taxes

Con - Doesn't cover everything - supplemental recommended

Medicare Part B - Doctor Office Coverage

Covers 80% of:

  • Doctors Visits
  • Outpatient Care
  • Preventative Services
  • Medical Supplies

Pro - Broad coverage for everyday care

Con - Monthly Premium Required & No Prescription Coverage

Medicare Part C - Advantage Plan

Combines Part A, Part B and usually Part D with offers for dental, vision & hearing

Pro - All-in-one Plan often with lower initial out of pocket costs

Con - Must use plans provider networks & benefits vary by plan


Medicare Part D - Prescription Drug Plan

Helps pay for Prescription medications

Pro - Protects against high medication costs

Con - Can have higher deductibles

Meet Our Talented Team Members

TJ Prescott

Licensed Insurance Producer

TJ Prescott has 24 years' experience in the healthcare field. She has specialized in family medicine, chiropractic and pharmacy.  

It has been her mission to help the people of the communities she has served.  

Throughout her years, she has helped many get services that were much needed, helped clients get insurance that was affordable with the coverage they needed and been a liaison between client and provider to bridge the gap for complete adherence and understanding.

TJ has a 20-year-old son and 18-year-old daughter. She loves turtle, sunsets and music. She was born in Connecticut but has spent her life in Maine since she was 3.  

She looks forward to continuing to help serve people in the surrounding communities with her experience as an insurance producer at Krazity Insurance.

kristy krasnavage

Founder

For more than 15 years, Kristy Krasnavage has cared for patients as a dedicated pharmacist, helping people navigate their medications and healthcare needs with compassion and clarity. Through that work, she saw first-hand how confusing — and costly — Medicare can feel for so many.

That’s why Kristy founded Krazity: to make Medicare and health coverage simple, clear, and affordable. With her knowledge of Medicare and her passion for patient care, she helps every client find the best plan at the lowest cost — without the stress or confusion.

Kristy has lived in this community her entire life. She and her husband are raising their 14-year-old son here, along with their three dogs (and usually a foster pup, too!). When you work with Krazity, you’re not just choosing an insurance agent — you’re choosing a neighbor who truly cares.

CONTACT us

PHONE

207.708.8182

ADDRESS

12 High Street

Skowhegan, ME 04976

Inside Variety Drug

EMAIL

tj@krazity.com

kristy@krazity.com

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© Kristy Krasnavage / All Rights Reserved /2025